Our Qualifications

Gary A. Schmidt has been helping a very select group of clients manage their financial affairs and prepare for or negotiate retirement for over a decade. He established a foundational "macro" understanding of world markets when he received a BA in Economics from Harvard. Later he developed a "micro" understanding of business finance as he earned an MBA from The Wharton School of Finance.

Early in his career, he served as a consultant in two of the world's leading business consulting firms (A.T. Kearney and Booz, Allen, Hamilton) and then served in a variety of executive positions and as a consultant to banking and other major corporations. (To understand his transition to an investment advisor, see Our History.)

Schmidt remains committed to continued learning and believes it's crucial to remain current in an ever-changing field like personal financial planning — as such, he steadfastly completes at least 15 continuing education credits each year, in subjects ranging from optimizing asset allocation strategies to alternative strategies for ROTH IRA conversions.

Schmidt's philosophy is to always, unquestionably place the needs of his clients first and keep things as simple as possible — while recognizing the unavoidable complexities that characterize the financial world. As such, he believes in structuring investment portfolios to carefully balance risk and return, while employing his special expertise in stock option strategy to mitigate risk and enhance investment returns.

As a Certified Financial Planner® professional and a Registered Investment Advisor with the state of California, Schmidt has demonstrated proficiency in over 100 specific areas of personal financial expertise, ranging from investment management to estate planning to risk management to taxation and retirement planning. He offers comprehensive financial advice, ranging from a basic personal financial assessment and cash flow analysis to management of large, tax-advantaged investment portfolios.