Putting You First

If you suspect the financial services industry generally does not have your best interests in mind, regrettably, we must agree with you. We wish it wasn't so. The Wall Street scandals that occur on a regular basis are just the obvious tip of an iceberg — a system that both preys on clients' lack of specialized knowledge, while rewarding poor behavior among its participants. Conflicts of interest, lack of transparency, obfuscation of core concepts (like the fiduciary standard) and unreasonable compensation continue to perpetuate this flawed system.

As an independent California Registered Investment Advisor, we work only for you. We are not affiliated with any bank, brokerage firm, insurance, or trust company and we do not serve the interests of anyone but our clients.

We sell only our advice and counsel. We do not sell any products, or take any commissions, referral fees, or "kickbacks" from any sources. We work for you and are paid only by you. As such, we always work in support of your best interests; we adhere to a "fiduciary standard" where we ensure your needs will always come before ours. And the more successful you are, the more successful we are.

Our commitment is to both thoroughly understand your needs and support your best interests in all matters. As your financial partner, our goal is to enhance the quality of your life by coordinating, simplifying, and optimizing your investments and financial affairs.